Business Office hours: Monday - Friday: 8:00 a.m. - 5:00 p.m.
For billing questions, call (763) 587-7811.
Patients must bring their current insurance card with them to every appointment to ensure proper billing. Our receptionists will ask to see this card.
Many patients are required to make a co-payment. These co-payments are due at the time of each appointment.
Questions about insurance benefits:
Because every insurance contract is different and benefits vary from policy to policy within insurance companies, patients are responsible for knowing what is
and what is not covered by their individual policy. If patients have questions, contact their insurance company's benefits department for clarifications.
Please note all North Clinic providers participate with the following insurance plans:
- America's PPO (formerly Araz)
- Blue Cross Blue Shield
- Blue Cross Senior Gold (Senior replacement plan)
- Blue Plus
- Blue Plus MA
- Vantage Blue (Senior replacement plan)
- Health Partners
- Health Partners 65+/ Freedom Plan
- Health Partners Senior Advantage
- Medica Choice
- Medica Dual Soultion (MSHO)
- Medica Focus
- Medica MA
- Medica Passport
- Medica Premier
- Medica Prime Solution
- Medica Solo
- Railroad Medicare
- Humana Local 49
- Minnesota Care
- MN Medical Assistance
- Patient Choice
- Preferred One
- UCare for Seniors
- UCare Senior Select
- UCare MA
- UCare MSHO
Please note that North Clinic's Colo/Rectal Surgery Department participates with the following insurance plans in addition to
the plans listed above:
- HP Care
- Humana Gold Choice
- Medica Advantage Solution
- Medica Elect
- Medica Essential
- Metropolitan Health Plan
- Unicare Security
North Clinic will file claims to your motor vehicle, personal injury and workman's compensation insurance companies. All billing information for these
claims needs to be provided at the time of your appointment.
All patients are encouraged to pay for charges as they are incurred whenever possible. Co-payments are due at the time of service. For services
rendered to a minor child with divorced parents, the dependent charges will be billed to the custodial parent.
A billing statement is produced for our patients approximately 30 days from the date of service unless a claim has been filed to insurance. The statement
will reflect the activity of the previous four weeks, including itemization of charges, insurance activity, and personal payments. Payment is due upon receipt
of the statement.
Patients will receive a bill for any outstanding balance due when the following occurs:
Without Medical Insurance: North Clinic policy requires $150.00 to be paid at the time of the visit ($300.00 for OB patients); this payment will be applied
toward the charges. Once charges are entered in our billing system, a bill will be generated and sent to the patient for any remaining balance. The
balance is due upon receipt of the statement.
With Medical Insurance: Charges will be entered in our billing system and a claim will be filed to your insurance(s). Once payment from your insurance(s)
has been received (this includes secondary insurance) a bill will be generated and sent to the patient. Payment in full is due upon receipt of the bill.
Whenever necessary, we encourage patients to make payment arrangements. Payment arrangements are based upon individual needs. Arrangements are agreed
upon for a set dollar amount with a set due date. Patients with financial difficulties or concerns regarding a payment should discuss the situation with our
All balances over 90 days old are considered delinquent unless satisfactory payment arrangements have been made. After 90 days accounts with balances due
will be charged an interest charge of 2/3% of the balance due, which is equivalent of 8% annually.
Personal Injury or Liability Claim: As a courtesy we will submit your claim to the insurance carrier involved. However, payment of this claim remains the
If you have any questions about your balance, please contact our patient financial representative for assistance at (763) 587-7811.
Forms of payment accepted by our office include:
- Personal Check
- Money Order
- Visa/MasterCard/Debit card
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